Wednesday, September 9, 2009


That is a word that you never want to hear your doctor say... Well, I had a "whoops" moment last month when I accidentally overpaid my telephone bill -- to the tune of nearly $700. I pay most of my bills through my checking account online, and I must have somehow confused a credit card bill with the phone bill. It was a few days after the payment went through to the phone company that I realized my error.

This turned into a panic when I also realized that my credit card payment hadn't been made, and it was too late schedule another bill payment since the due date had passed. After a frantic call to the credit card company, I explained the situation to them. They agreed that I wouldn't be charged any late fee if I could make an over-the-phone payment that same day, which I did.

To make a long story short, the issue with the credit card was resolved without any problem. However, I still have over $600 in credit on my phone bill. I guess that I could request that they send a refund check for the overpaid amount, but I haven't decided what to do yet.

I guess that old age is catching up with me. Has anything like this ever happened to you?


1 comment:

Lulu said...

That is certainly a scary situation.....but how about you automate your finances and just let ING take care of it for you. You can set up your account to send checks out to each company and since you decide on the amount you will never mix up the two again.