EverBank just sent me an Email offering a $60 cash reward bonus for opening a new checking account. Of course, like every bank offer out there, they have a few terms and conditions that you must satisfy to receive your money. On the positive side, EverBank doesn't charge monthly account fees, or debit card fees. And, they have a decent interest rate for a checking account of 0.46% APY or higher. (My current checking account pays me 0.01%.)
Here is the fine print:
Bonus Offer: When you open your first Yield Pledge Checking Account ("Checking Account") before November 30, 2011, you may be eligible to receive a $60 cash reward. To qualify for the $60 reward, you must: a) apply for your first Checking Account and title the account for individual or joint ownership; b) your Checking Account must be opened, approved and funded with a minimum deposit of $1500 USD transferred to EverBank by November 30, 2011; c) you must establish and receive at least one direct deposit of at least $500 into your Checking Account before January 31, 2012; d) you must maintain an average daily balance of at least $1500 for the statement periods ending December 31, 2011, and January 31, 2012; and e) you must keep the account open until February 29, 2012. The $60 reward will be directly deposited into your Checking Account not later than February 29, 2012. Limit 1 reward per household. This offer expires on November 30, 2011.
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